The criminals accessed information including names, birth dates, addresses, social security numbers, and some number of driver's license numbers. Additionally, the credit card numbers of around 209,000 customers were accessed, as well as "personally identifying information" for about 182,000 customers who were involved in credit card disputes.
Since the recent breach that exposed credit information, there is another problem stemming from credit bureau Equifax. Now, millions of Americans will have to worry about tax-related identity theft.
How To Protect Yourself From A Data Breach. There are two primary methods you can use to protect yourself from the Equifax data breach, including a credit security freeze and fraud alert, both of which will be discussed in further detail in the following.
The Five Data Points That Make Up A Credit Score. A lender bases the decision of whether or not to loan money on the likelihood the borrower will be able to repay the loan. They only way to determine this is by using historical payment information. This is why your history of credit payments constitutes the largest part of your credit score.
Five Tips On How Consumers Can Improve Credit Scores. Draw upon our full complement of services and expertise to help you through land acquisition and disposition, ownership and transactions, and more.
How to Repair Negative Information On Your Credit Report. The first step in attempting credit repair is to tell the credit agency why their information is inaccurate. Do this in writing. If you have documentation that supports your information, make sure to send along copies but keep the originals for your records.
Using Credit Cards To Boost Your Credit Score. Using a credit card is probably the easiest way to raise your credit score over time, and in this article, we are going to look at how to do just that.
Credit Report Monitoring. When looking at a credit score, people will have a lot of questions. Not only that, when looking at a report, many will not know what is going on or how to fix the situation. Other times, a consumer will have to worry about incorrect information or fraud.